ISO 20022 payments

pacs.008 sample
messages for testing.

Generate batches of fictional ISO 20022 pacs.008.001.08 FI-to-FI customer credit transfers for payment and screening tests. Parties, agents, amounts, dates and remittance are synthetic and reproducible, and an optional answer key marks which messages contain planted screening matches.

Open this setup in the generator Download sample files

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From the sample answer key

payment_id: P000001
amount: 23443.97
currency: EUR

Generated fixture · seed scenarioloom-sample

What you get

Inputs and answers,
kept apart.

Source records go to the system you are testing. The answer key stays with you, so you can compare results afterwards.

Group header

Message ID, creation time, number of transactions and settlement method.

Credit transfer transactions

Instruction and end-to-end IDs, UETR, interbank settlement amount and date, charge bearer.

Parties and agents

Debtor and creditor with postal addresses and accounts, their agent BICs, and an intermediary agent.

Remittance

Unstructured remittance text, which can also carry planted screening values such as vessel IMO numbers.

Real output

A sample, generated by ScenarioLoom.

Seed scenarioloom-sample, anchor date 2026-11-01. Open the setup to change the volume, scenarios or format; the same settings always reproduce these files.

pacs008-sample.xml · first lines

<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08"><FIToFICstmrCdtTrf>
<GrpHdr><MsgId>SS-P000001-20261013125813</MsgId><CreDtTm>2026-11-01T23:59:59Z</CreDtTm><NbOfTxs>10</NbOfTxs><SttlmInf><SttlmMtd>INDA</SttlmMtd></SttlmInf></GrpHdr>
<CdtTrfTxInf><PmtId><InstrId>P000001</InstrId><EndToEndId>P000001</EndToEndId><TxId>P000001</TxId><UETR>17636179-a841-45e9-bf63-4f06c1e382a8</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">23443.97</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-13</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>DESEBR50XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Beatriz Pereira</Nm><PstlAdr><StrtNm>Avenida Brasil, 1460</StrtNm><TwnNm>Rio de Janeiro</TwnNm><Ctry>BR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1959-02-16</BirthDt><CityOfBirth>Rio de Janeiro</CityOfBirth><CtryOfBirth>BR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000001</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>YLSJIN70XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>ZXZKBR30XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Arthur Thomas</Nm><PstlAdr><StrtNm>2 boulevard Voltaire</StrtNm><TwnNm>Nice</TwnNm><Ctry>FR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>2003-09-28</BirthDt><CityOfBirth>Nice</CityOfBirth><CtryOfBirth>FR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000001</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000001; Vessel TEST CARGO 000001 IMO 1469942</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000002</InstrId><EndToEndId>P000002</EndToEndId><TxId>P000002</TxId><UETR>897a41b3-ff96-401d-855f-699992efd913</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">860691.05</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-10</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>MQZYBR70XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Liu Xiaoming</Nm><PstlAdr><StrtNm>Waldstraße 89</StrtNm><TwnNm>Frankfurt am Main</TwnNm><Ctry>DE</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1962-06-22</BirthDt><CityOfBirth>Frankfurt am Main</CityOfBirth><CtryOfBirth>DE</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000002</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>UNAOFR70XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>VOMSCA90XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Tsung-Yu Hsieh</Nm><PstlAdr><StrtNm>No. 38, Heping E. Rd.</StrtNm><TwnNm>Hsinchu</TwnNm><Ctry>TW</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1965-01-17</BirthDt><CityOfBirth>Hsinchu</CityOfBirth><CtryOfBirth>TW</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000002</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000002; Vessel TEST CARGO 000002 IMO 5134612</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000003</InstrId><EndToEndId>P000003</EndToEndId><TxId>P000003</TxId><UETR>359dfef0-2593-403f-b28a-e5df9e9d76dd</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">442846.88</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-11</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>IHBRDE40XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Nathan Robert</Nm><PstlAdr><StrtNm>13 avenue Victor Hugo</StrtNm><TwnNm>Lille</TwnNm><Ctry>FR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1971-06-27</BirthDt><CityOfBirth>Lille</CityOfBirth><CtryOfBirth>FR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000003</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>CYLKGB70XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>VCZJBR90XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Pedro Ferreira</Nm><PstlAdr><StrtNm>Avenida Paulista, 1277</StrtNm><TwnNm>Belo Horizonte</TwnNm><Ctry>BR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1990-03-02</BirthDt><CityOfBirth>Belo Horizonte</CityOfBirth><CtryOfBirth>BR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000003</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000003; Vessel TEST CARGO 000003 IMO 1563449</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000004</InstrId><EndToEndId>P000004</EndToEndId><TxId>P000004</TxId><UETR>3fbdf4cf-a43d-479a-889c-efa0eccca335</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">955144.56</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-05</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>UWJDAU40XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Amber Test Bank 008son</Nm><PstlAdr><StrtNm>Lindenweg 113</StrtNm><TwnNm>Hamburg</TwnNm><Ctry>DE</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1996-07-24</BirthDt><CityOfBirth>Hamburg</CityOfBirth><CtryOfBirth>DE</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000004</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>IJSNGB70XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>CRGACA20XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Haruto Kimura</Nm><PstlAdr><StrtNm>Kita 6-19-16</StrtNm><TwnNm>Fukuoka</TwnNm><Ctry>JP</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1982-03-18</BirthDt><CityOfBirth>Fukuoka</CityOfBirth><CtryOfBirth>JP</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000004</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000004; Vessel TEST CARGO 000004 IMO 2928634</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000005</InstrId><EndToEndId>P000005</EndToEndId><TxId>P000005</TxId><UETR>ea2f4f2d-45a9-4a5a-9a1e-d243d2115eb5</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">680322.07</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-11</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>WKXMIN30XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Beatriz Lopes</Nm><PstlAdr><StrtNm>Rua da Consolação, 2148</StrtNm><TwnNm>Salvador</TwnNm><Ctry>BR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1992-11-20</BirthDt><CityOfBirth>Salvador</CityOfBirth><CtryOfBirth>BR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000005</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>QAKUAU40XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>FXWDCA20XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Yuna Sato</Nm><PstlAdr><StrtNm>Kita 9-19-19</StrtNm><TwnNm>Osaka</TwnNm><Ctry>JP</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1950-04-02</BirthDt><CityOfBirth>Osaka</CityOfBirth><CtryOfBirth>JP</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000005</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000005; Vessel TEST CARGO 000005 IMO 4842573</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000006</InstrId><EndToEndId>P000006</EndToEndId><TxId>P000006</TxId><UETR>205fc20a-f36d-4056-b5cf-036a5fc8e245</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">531552.91</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-19</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>IVFHIN50XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Oliver Johnson</Nm><PstlAdr><StrtNm>35 London Road</StrtNm><TwnNm>Edinburgh</TwnNm><Ctry>GB</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1968-11-18</BirthDt><CityOfBirth>Edinburgh</CityOfBirth><CtryOfBirth>GB</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000006</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>LUQMCN20XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>TPKCAU40XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Liu Jiawen</Nm><PstlAdr><StrtNm>21, MG Road</StrtNm><TwnNm>Pune</TwnNm><Ctry>IN</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1965-09-20</BirthDt><CityOfBirth>Pune</CityOfBirth><CtryOfBirth>IN</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000006</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000006; Vessel TEST CARGO 000006 IMO 2398413</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000007</InstrId><EndToEndId>P000007</EndToEndId><TxId>P000007</TxId><UETR>b97ebb54-d349-49bb-9a26-1483a976afc0</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">813207.57</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-28</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>MVUUDE40XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Gabriel Thomas</Nm><PstlAdr><StrtNm>27 rue Nationale</StrtNm><TwnNm>Bordeaux</TwnNm><Ctry>FR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1964-09-27</BirthDt><CityOfBirth>Bordeaux</CityOfBirth><CtryOfBirth>FR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000007</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>OUBGCA40XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>XTMHAU90XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Yui Kobayashi</Nm><PstlAdr><StrtNm>Kita 9-1-15</StrtNm><TwnNm>Kyoto</TwnNm><Ctry>JP</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1978-12-05</BirthDt><CityOfBirth>Kyoto</CityOfBirth><CtryOfBirth>JP</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000007</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000007; Vessel TEST CARGO 000007 IMO 3580805</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000008</InstrId><EndToEndId>P000008</EndToEndId><TxId>P000008</TxId><UETR>1d63cffb-6031-4a8b-bdd0-4e24ccebd337</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">764845.97</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-19</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>UGFWBR40XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Joseph Smith</Nm><PstlAdr><StrtNm>188 Hillcrest Dr</StrtNm><TwnNm>Miami</TwnNm><Ctry>US</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1988-08-15</BirthDt><CityOfBirth>Miami</CityOfBirth><CtryOfBirth>US</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000008</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>IGMIHK70XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>KHYUHK80XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Isabella Barbosa</Nm><PstlAdr><StrtNm>Avenida Paulista, 659</StrtNm><TwnNm>Rio de Janeiro</TwnNm><Ctry>BR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1990-03-01</BirthDt><CityOfBirth>Rio de Janeiro</CityOfBirth><CtryOfBirth>BR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000008</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000008; Vessel TEST CARGO 000008 IMO 9159610</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000009</InstrId><EndToEndId>P000009</EndToEndId><TxId>P000009</TxId><UETR>02d2a851-8310-4c44-ace9-dd63d0c839b1</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">181351.82</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-10</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>KFYBBR80XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Hina Kobayashi</Nm><PstlAdr><StrtNm>Shinjuku 1-22-3</StrtNm><TwnNm>Sapporo</TwnNm><Ctry>JP</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1968-12-26</BirthDt><CityOfBirth>Sapporo</CityOfBirth><CtryOfBirth>JP</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000009</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>WWNCUS80XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>FMZQIN40XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Grace Scott</Nm><PstlAdr><StrtNm>2805 River Rd</StrtNm><TwnNm>Chicago</TwnNm><Ctry>US</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1963-12-24</BirthDt><CityOfBirth>Chicago</CityOfBirth><CtryOfBirth>US</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000009</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000009; Vessel TEST CARGO 000009 IMO 8620686</Ustrd></RmtInf></CdtTrfTxInf>
<CdtTrfTxInf><PmtId><InstrId>P000010</InstrId><EndToEndId>P000010</EndToEndId><TxId>P000010</TxId><UETR>fa50e5a0-82ea-4434-959b-8e57214807f8</UETR></PmtId><IntrBkSttlmAmt Ccy="EUR">554615.96</IntrBkSttlmAmt><IntrBkSttlmDt>2026-10-30</IntrBkSttlmDt><ChrgBr>SHAR</ChrgBr><IntrmyAgt1><FinInstnId><BICFI>PKAWTW80XXX</BICFI></FinInstnId></IntrmyAgt1><Dbtr><Nm>Katharina Meyer</Nm><PstlAdr><StrtNm>Ringstraße 134</StrtNm><TwnNm>München</TwnNm><Ctry>DE</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1963-08-23</BirthDt><CityOfBirth>München</CityOfBirth><CtryOfBirth>DE</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Dbtr><DbtrAcct><Id><Othr><Id>TESTD000010</Id></Othr></Id></DbtrAcct><DbtrAgt><FinInstnId><BICFI>IDBKCN80XXX</BICFI></FinInstnId></DbtrAgt><CdtrAgt><FinInstnId><BICFI>VICMAU70XXX</BICFI></FinInstnId></CdtrAgt><Cdtr><Nm>Prime Capital 012son</Nm><PstlAdr><StrtNm>40 rue de l&apos;Église</StrtNm><TwnNm>Marseille</TwnNm><Ctry>FR</Ctry></PstlAdr><Id><PrvtId><DtAndPlcOfBirth><BirthDt>1953-08-14</BirthDt><CityOfBirth>Marseille</CityOfBirth><CtryOfBirth>FR</CtryOfBirth></DtAndPlcOfBirth></PrvtId></Id></Cdtr><CdtrAcct><Id><Othr><Id>TESTC000010</Id></Othr></Id></CdtrAcct><RmtInf><Ustrd>Invoice INV000010; Vessel TEST CARGO 000010 IMO 2587129</Ustrd></RmtInf></CdtTrfTxInf>
</FIToFICstmrCdtTrf></Document>

Sample files

Small enough for the Free plan. Answer-key files are marked; keep them away from the system under test.

pacs008-sample.xmlpacs.008.001.08 XML · 12.8 KB · Ten fictional credit transfers
expected_matches.csvExpected matches · 1.5 KB · Answer key for screening tests
fictional-sdn.xmlFictional watchlist (SDN XML) · 7.9 KB

Open in generator

How teams use it

Built for a repeatable test.

Test message parsing

Feed realistic, schema-shaped messages into payment hubs, mapping layers and data pipelines.

Exercise screening

Combine the messages with the fictional watchlist and answer key to test payment screening end to end.

Reproduce issues

A seed and settings regenerate the same messages, so a parsing bug can be rerun exactly.

Scope. These are fictional, seeded test fixtures. Expected outcomes define a synthetic benchmark, not a legal or compliance determination about any real party, and they are not a substitute for practitioner review. Use them in isolated test environments.

Questions

Common questions.

Which pacs.008 version is generated?

pacs.008.001.08, the version used for cross-border payments migration. Messages target the base message schema; scheme-specific usage guidelines (such as CBPR+ rules) are not validated.

Are the messages valid XML?

Yes. Exports are well-formed and are tested against the base pacs.008.001.08 schema, with special characters escaped. Check scheme rules separately before relying on them.

Do I have to plant sanctions hits?

No. Set hits and controls to zero in the workspace to generate ordinary payments only.

Can I get MT103 instead?

Not yet. Legacy MT formats are a possible future extension; today the generator produces pacs.008 XML plus JSON, CSV and SQL tables.

More test data

Generate your own.

Change the seed, volume and scenarios in the browser. Nothing is uploaded.

Open the generator

pacs.008 samplemessages for testing.

Inputs and answers,kept apart.